The UAE has become one of the world’s most attractive destinations for property investment, drawing expatriates from every corner of the globe. With its dynamic economy, tax-free income, and world-class lifestyle, it’s no surprise that more expats are choosing to buy property in Dubai, Abu Dhabi, and other emirates instead of renting. But for many, the first big question is: Can expats actually get a mortgage in the UAE?

The answer is yes. However, the process is different from many other countries, and understanding the rules is key to a smooth property purchase. This guide breaks down everything you need to know about getting a mortgage in the UAE as an expatriate.